About Us
BMC Personal Loans is here to help you. Explore our personal loans today and move one step closer to addressing your financing needs.
Contact Information
304 S 1st St, San Jose, CA 95113
Office: 9:00 AM – 05:00 PM
Bankers Mortgage Center dba BMC Personal Loans.
We offer personal loans from $1,000 to $100,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,000 and $100,000 may be funded online.
Fixed rates from 8.99% APR to 23.43% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. BMC Personal Loans rate ranges are current as of and are subject to change without notice. The average of BMC Personal Loans funded in 2022 was around $10K. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors.
Any stated APR represents the cost of credit as an estimated yearly rate, and each applicant’s APR will be determined based upon state of residency, credit at the time of application, subject to state law limits, and individual underwriting. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.
Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.
