304 S 1st St, San Jose, CA 95113
(408) 668-2830
Don’t settle for any
mortgage loan
Our mortgage broker team can help find loans for current
homeownersthat are looking to refinance as well as renters
that are seeking to become first time homeowners.
Home loan types and uses
There’s a reason and purpose for every type of home loan. The key is understanding the differences and benefits of each loan before your choose the best one for your circumstances. We’re here to help.
Home Purchase
You have made the decision to purchase a new home, but where do you start? We try to make the new home mortgage pre-approval and loan process as simple as possible.
Home Refinance
You may be able to take advantage of lower interest rates to reduce your payments, consolidate bills, set aside money for extra expenses, or shorten the term of your mortgage. We’ll show you how.
How our home loans work
Most refinance loans will close 45 days or less±. Your BMC Personal Loans Mortgage loan officer will typically request the documents noted below to get the process started, but the documentation required can vary depending on your employment status and the loan program you select. In some cases, not all of the documents listed below will be necessary, and our mortgage loan officers will guide you through which of the following documents you will need for your loan transaction:
- Last two years of your W2s and signed/dated Federal Tax returns
- Last two consecutive statements of earnings
- A clear copy of your driver’s license and social security card
- A copy of your mortgage statement
- A copy of your home owner’s insurance declarations page
- Your bank statements from the last two months
Fulfill your dream home wish with our team of mortgage brokers who can help find you a loan!
Current homeowners may be able to refinance to lower a rate and/or term as well as consolidate bills or take cash out.
If you are looking for a wide array of products and terms then look no further. We can provide you with a wide range of home loan options with our experienced team of mortgage brokers†††.